101 Ways to Save Money (Part_4)

Save in the Home

30 Cut the cost of your long distance calls as much as 60 percent by dialing yourself and using the daily and weekend specials. Plan what you need to say and limit talking time.

31Use fewer paper products, such as paper plates, cups, and towels, so they won’t have to be replaced as often.

32 Strive for a simpler lifestyle. This means owning fewer nonessential things and having less to clean and maintain. Buy less clutter and junk.

33 Be creative; use what you have in new and better ways.

34Cut your recreation costs by planning more activities and games at home.

35Entertain friends and relatives at home simply.

36Use your sewing skills to make gifts: aprons, place mats, linens, hand towels, pillows, and needlework. Or, make pictures, wall hangings, chair seat covers, and decorative screens.

37Use some of your homemade jams and jellies for gifts.

38Start slips from some of your plants; then pot them for gifts.

39 Plan carefully and thoroughly as the first step in economical decorating.

40 Consider remodeling rather than building a new house.

41 Learn to paint and to wallpaper.

42 Learn to refinish furniture.

43 Make your own draperies, curtains, spreads, slipcover, and table covers.

44 Learn to clean, repair, and restore household items yourself. Learn to maintain and repair the house and equipment.

45 Make dried flower arrangements from garden flowers, wildflowers, and decorative weeds.

46 Decorate your home with items from nature or use family creations.

47 Take advantage of free or low-cost learning opportunities, trips, and community services, such as schools, workshops, fairs, libraries, concerts,

hikes, public tennis courts, home shows, Extension programs, and other adult education courses.

48 Hold a garage sale. Sell those items you no longer need, use, or want.

49 Plan an outdoor area for living. Landscape to beautify and enjoy it.

50 Buy things that will require as little maintenance as possible.

51 Buy furniture at auctions, garage sales, or second-hand shops.

52 Buy low-cost household cleaning products or learn to make your own.

101 Ways to Save Money (Part_3)

Save on Clothing

16 Study your wardrobe, determine your needs, work out a clothing budget, and stay with it. Clothes bought on impulse rarely fit in your budget or your wardrobe.

17 Buy the best quality you can afford, particularly in clothes that will last for several years.

This is called “Investment Dressing.” Think in terms of cost per wearing.

18 Buy color-coordinated clothes you can mix and match. Buy all-season styles and fabrics when possible. This way you don’t have to buy as many clothes.

19 Know how to spot a bargain. When you buy a garment, check its construction, care instructions, fiber content, and other label information.

Be sure it will last and will be easy to care for.

20 Buy designs that will stay in style.

21 Buy wash and wear as much as possible. Clothes that require dry cleaning are expensive to care for.

22 Choose clothes with simple trim; they won’t go out of style as quickly. Trim should be of good quality and should require the same care as the rest of the garment.

23 Shop factory-outlet stores. Don’t assume there is something wrong with clothes sold there. They could be surplus, samples, or discontinued lines. Any imperfect or damaged items must be tagged or advertised as such. And, the flaws in some may be so minor that they don’t matter at all.

24 Accessories can add a new look to your wardrobe for a much smaller cost than buying major items.

25 Adapt what you have to current styles instead of dashing out to buy something new.

26 When you outgrow clothing, exchange with friends and relatives or recycle them.

27 Contribute clothing to a “nearly new” shop sponsored by a charitable organization. Your gift may be tax deductible if you get a signed receipt for its estimated value.

28 Learn to sew, but don’t rush out and buy a lot of fabric that you’ll never get around to making into garments.

29 Take good care of your clothing and shoes.

They will last longer.

101 Ways to Save Money (Part-2)

Save on Transportation

9Keep your car in good running condition. It will be safer and will cost less to operate.

10Walk more; drive less. You will save gasoline and improve your health.

11Learn how to do some of your own car maintenance chores. Change the oil,

oil filters, and air filters.

12Use self-service gasoline pumps. Anyone can do it! Don’t forget to check the oil and water levels.

13Form a car pool to go to work, to meetings, and even on shopping trips.

14Ask yourself each time you get in your car, “Is this trip really necessary?”

15List “things to do” and “things to buy” before leaving home. Forgetting and making second trips are costly.

Simple Ways to start your day right revealed

Ways to start your day right revealed

Several people consider waking up early in the morning as a burden. Some might say, "hey, another busy day ahead...and I really don't like it!"

Mornings bring you back to reality after a very long and beautiful dream. It's a great reminder for everyone of us that life is moving on and we are given a chance to do what is right. You must feel refreshed and develop positive vibes throughout your day. So here are some tips you can surely apply into your routine without much effort. You better try it tomorrow and see better results in your life.

1. Stretch your extremities

Just for 15-20 seconds every morning, try this before you open your eyes. Start with your arms and stretch your fingers, then your hand and your wrist. Also include your toes, ankles, feet and legs. End it with a back stretch that lets you get up from bed. I am sure you'll like it.

Congratulations, you have exercised your muscles and limbered those joints. You have just improved the flow of blood through your body. It would mean that oxygen is properly provided to the tissues in your body.

2. Brush your mouth for a fresh breath

Brushing after getting up from bed is the best way to get rid yourself of morning breath and face your day with freshness. Bacterias are present in your mouth every night and I'm sure that there will be thousands of them present after 8 hours. These bacterias are the reason for bad breath and other dental problems. Stay away from these problems, keep that healthy habit every morning. Brush your teeth and tongue at every start of the day. Well, you can always use mouth wash if you want, but proper brushing is highly recommended.

3. Check your calendar!

Use a big calendar and place it in a prominent place in the house. On it, you can directly write everything you need to know for that day- from corporate meetings, party to friendly getaway and even your romantic date. These are the things you do not want to miss about.

I have a good suggestion, why not check your calendar every morning while you sip your coffee? You are not only reminded of the important events on that day but you are also reducing the stress of forgetting something important.

4. Refuel yourself: Drink a glass of water

You've been sleeping for 6-8 hrs. You've been fasting all night long, so you wake up each morning dehydrated. Being dehydrated is not good to your body. So replenish those fluids now to keep yourself hydrated and refreshed. 

5. Getting positive energies

Remember about the law of attraction? Thinking of positive ideas is really helpful for you, it attracts high positivity. You will be at ease, secured and more confident in facing the challenges that you might encounter. Feeling good starts in the mind, so learn to play a trick on it.

6. Be inspired

Make a list of people whom you dedicate your life, work or any other activities that you do. Having an inspiration is a big factor on how you handle different tasks.

7. Give them kisses and hugs

This part should not be taken for granted since it is a better way of setting up a good mood throughout the day. It is very nice to show your love to all the people in your house (including your cats and dogs). Being with the ones you love soothes stress and provides a positive start to your day. Kisses and hugs will show your love to them and this would mean spreading good mood to every person in your house. 

You have read those simple tips for morning. Now is the time to start your day right. You will be surprised of the good things it will bring in the long run.